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Five things to consider before buying your dream home

Published:2020-07-01Views:

Buying a home is one of the biggest and most complicated financial decisions for us. Also, it is a lifetime commitment since you’ll be taking on a sizable loan.
There are 10 things that you need to know about buying a house.
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Firstly: Budget
Be honest about how much you can afford yourself. Take into account your monthly income and expenses to see what you are comfortable with in terms of monthly payments. Do what you can, with what you have, where you are.
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Secondly: Location
Get a location with ease of access to main roads that take you to the office, shopping, school, and the homes of family and friends. Check traffic flow so you know the rush hour.
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Thirdly: A trusted realtor
Realtors get a cut of the sales price of a home which makes some buyers hesitant to use their services for fear it drives up overall costs. However, keep in mind that it’s the seller, not the buyer who pays the commission.

Fourthly: Maintenance
Unless you’re buying a new construction, there is generally quite a list of potential maintenance items. They might be repairs, large or small, replacements or additions to make the house a home.
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Fifthly: You don’t have to buy a house
No rule says you have to buy a house by the time you’re 35 – or ever. Buying a home is a big decision and while it may seem like a sound financial investment, it’s not for everyone.

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This article was written by Sharina Ahmad of PropertyAdvisor.my